Is there a payment gateway that works in all of Europe?

One of the biggest determining factors when choosing an international payment gateway provider is whether you plan on accepting international payments in just a single currency (the Euro for example), or multiple currencies.

Unfortunately, I am not aware of a single payment gateway that complies with universal regulatory requirements in handling and processing transactions from every country in Europe, or in every respective currency. I hate to sound generic, but ultimately, the primary question you have to ask yourself is whether you need to process payments from multiple countries in a single currency or in different currencies.
If you are looking to accept transactions from different countries using a single currency, you may be able to find a gateway provider who will conduct cross border transactions and currency conversions on your behalf – but those gateways typically assess fees for those services in addition to the per-transaction fees already charged.

The next question to ask yourself is how big is your budget? If you are on a shoestring budget, Acardpay might be good choices for you. Alternatively, if you have endless finances to work with, between PayPal (PayPal Global), Braintree (a PayPal service), and Stripe, you should be able to find the coverage you are seeking.

If, however, you are more interested processing transactions from multiple countries in multiple currencies, you might actually be able to create a customized (and better) solution for your situation. By standardizing your own platform around a unified technology such as Acardpay’s Integrated Payment Gateway software, you can tailor and streamline the technology accordingly for each country. In this way, the basic payment solution acts as a sort of “adapter,” so that the internal payment software platform provides a unified experience, regardless of the geography.

Summary:

While there isn’t one single payment gateway provider that services all of Europe, you can find the right solution for your business by determining whether you want to accept transactions from multiple countries in multiple currencies or in a single currency.



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