Posts

Showing posts from November, 2018

Credit card application

Many of us want to apply for credit card and attached gift provided along with the payment by credit card commonly used. But often the application failed, we did not get the gift but also the card request declined. How can we avoid the application failed: The first thing is to choose one of the appropriate card for you. Simple speaking: The card owners can choose card related with card. Normally you can apply for it only if you have a card. The approval rate is very high. For woman the first choice is the kind of card which is especially for girl. It is also suitable for us girl’s appearance aesthetics. In the meantime the benefit and right are enough for card using. Young people first choice is the YOUNG card which is specialized issued for young people. The application criteria is easy and the credit limit is high enough. If you are under 30 years old, you can try to apply for this one.  Big amount cash out: If you are urgent for using cash, the card support big amount cash

Analysise on working with client

Image
Today we will move forward on our last topic regarding obtaining more sales for foreign trade. This part we have not involved on merchant credit card payment . If I called to inquire the price, before I even open my mouth, many freight forwarding may reply that they need to check in their office before answering me. Sometimes I only want to ask the general situation instead of details or data. If you are not clear about the general location of the port and fee, how could I transport goods via your side. If I need to transport goods through the America I want to get a outline or main idea: one person tells me he doesn’t know and the other tells me the price and follow up with me the condition there. Which one you think I might choose. In other words, the first person is being responsible to not just give random price. But if not good to hear, you are not working hard enough. We often say we will work harder, but what you don’t know is people better than you are exerting their greatest

Advantage to grab in foreign trade

Image
Ecommerce merchants dealing with many aspects: payment processing , price inquiry, customs, factory and so on. When we discuss with our client, what aspect we can use to get the advantages. Weaken price: many people complains about this: our price is too high that no client would come to us for purchase. If in such case, the factories in Shanghai with high cost would not be able to survive. Everything related is high, for salary, each worker salary is twice as those in other province. Price is a sensitive concept. We are going to weaken the price concept in international trading. But weaken does not mean no discussing on price. It is recommended to see in the broad sense. Product price is price, transportation fee is price and so on. Why cannot we include all related things into consideration for our client. Product, shipping fee, tax, customs clearance fee… Is so many trade terms and conditions, I tend to go with bulk-cargo for CIF, DDP. If the merchandise not too many, we can del

Communication for online business

Image
Doing business online overseas, especially for foreign trade salesman, the must to consider is credit card payment processor , time different, communication service. When we communicate with foreign client, fluent English is a very big advantage. Regarding telephone communication, there are something to stress here. We can set up a tele sales team. Pick up the phone to talk with clients. We know that language power is far more than word’s. I always believe that “never call if you can talk face to face” “never email when you can talk over phone”. Email is a supplementary for communication. Many enterprise says they mainly use email to communicate with clients. That’s right. If you only remain at email communication step, then you need to work more. We also need to learn to use APP very often. In communication, except for phone, email, we can also use well-known APP, such as: Whatsapp, Skype, Facebook…I use these apps almost synchronous with Wechat and QQ. Many clients especially in

Develop new client

Image
How to develop new client in foreign trade business. Foreign trade involves a series of procedure including price, factory, manufacture, inquiry, payment processing etc. First of all the price is the top priority of all element. Especially for big client, the consideration of price is absolutely precede over of quality. Be sure not to think if you can't do with a price, no others can do. Goods deal on 1 penny with your company could be done by half a penny in other factories. Take electronic factory as example, there are over 3000 factories within one place: Dongguan of Guangdong. Client have many options out there. Therefore, when client threat to change factory if price not reduced, do not assume he is not able to do it with his price. Secondly when client says he want to visit factory, you chance is coming. Never think it troublesome, only big client check factory before placing the order. Do not go too far on bragging about the current achievement with client who has desi

Chance hide in small orders

Image
Small deal can have multiple opportunities behind especially in ecommerce era closely related to online payment service. You probably get to cross new stage by gaining one chance. If you lost that chance, you may never realize the possibility to flyover. We have a client who is import trader from Canada. They found lots of beautiful products with low cost in China. But manufactures in China demand at least 2000 to 3000 amount of orders one time. They complained to us: “Such quantity for big company is not a problem, but for small business like us it is an issue. Because for some patterns of products we needed time to do marketing. There is no way we can place that large amount of orders for one time.” They hope Chinese export trader can be flexible on payment processing small amount of orders. If you have worked long in foreign trade business, you will find many big client place small orders as well. From the buyer condition of view, the small amount of orders have different backg

merchant account settlement

Image
When merchant configures his website to the third party gateway, he needs to add the website by submitting required information. Transaction success return url and transaction failed return url is the link to which merchant want the page back after customer finish the checkout procedure successfully/without success whether payment by credit card or other method. Asynchronous notification url is the link to notify transaction status when the real time transaction result does not return immediately within few seconds. The merchant needs to enter the every link for the above demands.                                                   Merchant is required to submit bank information in their back office himself. This section is very important which directly determine which bank the payouts wired to. In the settlement section, merchant can check the settlement schedule with details: generally the payout of processing is weekly. Transactions amount are calculated weekly and wired by th

PROCESSING SERVICES

Image
Acardpay offers different levels of payment processing online payment service on top of the  gateway. Payment processes can involve different parts of a payment flow and generally are divided into frontend and backend processing. Frontend processing includes taking care of the authorization process and receiving confirmations of incoming payment. Backend processing includes the settlement of funds against approved orders and the remittance of collected funds to the merchant. Outsourcing your payment processes to Acardpay removes complexity from your operations, with a single interface in the frontend, simplified transaction reporting and a wide variety of remittance currencies to choose from. Acardpay offers payment processing in different models, based on the payment product, merchant category and banking partner that you prefer. Nel 2022, Cheap Tag Heuer Replica Orologi spera di colmare questa lacuna con il nuovo Aquaracer, un orologio subacqueo che offre un design più piccolo

ACCOUNTS PAYABLE SERVICES

Image
If you require Accounts Payable services in addition to Accounts Receivable services, with Acardpay you can send payment instructions for distribution globally to third parties (suppliers, associates, overseas payroll) using an unrivaled network of over 50 local bank accounts.                                                   Whether you are a travel business paying for overseas ground arrangements, a direct sales organization paying commissions, or software business paying developers, you can take advantage of the low-cost, high- efficiency domestic clearing networks around the world, without opening bank accounts yourself, and avoiding the high charges associated with overseas credit card payment processing through the international banking network (SWIFT). Il movimento è dotato di un vero movimento ETA 2836-2 prodotto dall'originale Bao Yingnag. La differenza di giorno predefinita è l'acqua dell'osservatorio. Non c'è bisogno di ricalibrare, la durata è la s

Acardpay's payment service

Acardpay dedicates to providing easy, safe and convenient payment services for global enterprises and individuals, and solving international online payment problems under the globalization trend. Acardpay integrates CNY payment business with foreign currency online payment services business, accepts a majority of currencies payment and settlement, users can choose corresponding payment services according to their own needs. Users can sign up merely with an email, Transactions through Acardpay are easy and secure with low fees. Obtaining the Payment Business License is necessary to carry on related payment business, it is also a kind of affirmation of Acardpay's strength and status in the payment industry. Acardpay applied internet third-party payment business because the most convenient way for payment nowadays is internet payment, it will not be limited by time or space. At present, people in many places of China still use traditional bills and bank cards, on the premise of ensur

How Does a Recurring Transaction Work?

In a Recurring Transaction a cardholder will purchase a service or good. Instead of charging one price, the Merchant will establish a set interval of time (usually a month) in which the consumer will be charged an agreed-upon sum. This Payment Gateway will continue until the buyer either cancels the service or, if the charge applies to one lump amount (such as a car or house), that amount is paid off. Se viene visualizzato in modo approssimativo dal quadrante, l'orologio "senza mani" potrebbe non funzionare. Il cosiddetto orologio "senza lancette" significa che l'orologio si sta muovendo, la lancetta dei minuti non si muove e il tempo "scatta" quando non si muove. Soprattutto con calendari, calendari, replica orologi , giorni saltanti, quando il movimento di "carico" si espanderà gradualmente, se l'ago viene perso, è probabile che appaia un problema "perso", quando si guardano orologi falsi lentamente o semplicemente cammi

How Does the Payment Card Industry Data Security Standard (PCI) Work?

The Payment Card Industry Data Security Standard is maintained by the Payment Card industry Security Standards Council, a group created in 2004 after MasterCard, Visa, Discover, JCB, and American Express collaborated to create a universal platform to prevent fraud for whenever Credit Card information is being transmitted. PCI Compliance currently has six objectives: to build and maintain a secure network, to protect cardholder data, to maintain a vulnerability management program, implement strong access control measures, regularly monitor and test networks, and to maintain an information security policy. These objectives are maintained through a set of strict regulations Merchant Accounts  and Payment Service Providers must follow to collect and transfer Credit Card information. L'orologi replica al quarzo ha sostituito la batteria, non è più impermeabile e il tempo di percorrenza non è preciso: questo non è corretto. L'attrezzatura nella stazione di riparazione profess

Credit card payment

Image
      The payment industry has changed and developed very fast in recent 10 years. The credit card payment parts are the very main part of it. Third party payment not only provide just payment channel but also other services for assisting merchant to run their business and solve related issues. Settlement, account stability, industry type, transaction limitation, are all the most concerned question from merchant. Of course merchant themselves need to process the transaction based on authentic, good customer instead of invalid, fraud orders. The merchant who is honest always welcomed, meanwhile, they are supposed to take measures on improving services and preventing online risky elements. Strong risk control awareness is a very good point for run online international business. To protect ourselves for surviving long and also our customers, we are supposed to setup a series of anti-fraud system and build secured payment system with strength. But no one can say they block 100% risk from

How Does a Payment Service Provider Work?

Image
Payment Service Providers partner with Acquiring Banks to offer Merchant Accounts the capability to accept payments. Payment Service Providers often offer services in addition to processing transactions. These services include Payment Card Industry Data Security Standard (PCI) compliance, fraud protection and the ability to process different currencies and translate different languages. Per gli acquirenti più giovani o per coloro che possiedono solo un buon orologio, hanno bisogno di un prodotto che sia abbastanza casual da essere sociale e abbastanza serio da influenzare positivamente il loro carattere. Sto solo discutendo di tutto questo in modo che i fan di Tag Heuer Replica Watches possano capire a cosa servono questi prodotti e cosa l'azienda stessa ha in mente durante lo sviluppo. In termini di design, abbiamo un "classico aggiornato" Carrera che ha molti degli elementi principali di Carrera (lancette, indici) ma anche alcune novità come una cassa e un bracciale ri

How Does a Payment Processor Work?

Image
Payment processors enable Merchants to receive debit or Credit Card payments online by providing a connection to an Acquiring Bank. These processors perform many functions such as evaluating whether transactions are valid and approved, using anti-fraud measures to assure that a purchase Transaction is initiated by the source it claims to be. Processors are held to standards and regulations organized by credit card associations. These standards include rules regarding fraud, chargebacks, and identity theft. TAG Heuer replica orologi svizzeri ha perfezionato ogni modello della serie Aquaracer Professional 200 con il suo braccialetto angolare a tre maglie, migliorando la consueta finitura completamente spazzolata con un'ampia maglia centrale lucidata a specchio. Il design della collezione di orologi replica TAG Heuer Aquaracer Professional 200 Expensive fonde i riferimenti Aquaracer passati e presenti in una nuova interpretazione più elegante ed equilibrata che dovrebbe risuonare c

How Does a Payment Gateway Work?

Image
Payment Gateways are software and servers that transmit Transaction information to Acquiring Banks and responses from Issuing Banks (such as whether a transaction is approved or declined). Essentially, Payment Gateways facilitate communication within banks. Security is an integral component of all payment gateways, as sensitive data such as Credit Card Numbers need to be protected from any fraudulent parties. The card associations have created a set of rules and security standards which must be followed by anyone with access to card information including gateways. This set of rules and security standards is called the Payment Card Industry Data Security Standard (PCI-DSS or PCI). Submitting an order is usually completed using HTTPS protocol, which securely communicates personal information through the parties involved in the Transaction. Many Payment Providers, such as Acardpay, enable Merchants with added options when a cardholder purchases a service or product. Aside from provid

How Does a Merchant Discount Rate Work?

Image
Discount rates are traditionally stated as a percentage of each purchase Transaction processed. Often these rates are based on the type of business the transactions are being processed for, the types of  Credit Card Payment  used by consumers (business and rewards cards often cost more), and the size of the average Transaction (also known as average ticket, or average sale amount). Usually the largest component of the discount rate are the fees charged by the payment system itself, which is often called Interchange . Quando esce la nuova migliore replica degli orologi Audemars Piguet Royal Oak , è pratica standard del settore che i migliori clienti del marchio ricevano i primi pasti prima che raggiunga il resto del mondo. Il Royal Oak di Davis è ancora più elitario di così. Questo particolare Royal Oak con una lunetta incastonata di rubini non è stato annunciato ufficialmente; non è nemmeno elencato sul sito Web degli orologi super cloni Audemars Piguet all'ingrosso 1: 1. Sembra es

How Does a Merchant Category Code Work?

Image
A merchant category code is first assigned by a Credit Card company, such as Visa or MasterCard, to a Merchant once it begins to accept one those companies' Credit Card Payment . If a merchant is involved in more than one type of business, then the Merchant Category Code will apply to that merchant's primary line of business. Al polso, 41 × 9,95 mm è molto sottile e confortevole. La cassa in acciaio con lunetta dorata è impermeabile fino a 100 metri. La superficie è un mix di finiture spazzolate e lucide. La grande lunetta inclinata in lussuoso oro lucidato a specchio dà il tono a questo particolare modello di replica orologi Exact . La maglia centrale in oro lucido completa la maglia esterna in acciaio con finitura spazzolata.

How Does an Issuing Bank Work?

Image
An Issuing Bank is responsible for any card holder's ability to pay off the debt he or she accumulates with the Credit Card Payment or line of credit given by the bank. The Issuing Bank initially writes a letter of credit, which ensures the payment of interest and principal on any purchase made by the card holder. È stata introdotta anche la tecnologia QuickSwitch di Cartier, che consente di sostituire il cinturino/bracciale senza attrezzi. I migliori siti di orologi replica da acquistare dagli Stati Uniti forniscono anche un cinturino in pelle extra, che può essere acquistato come standard per qualsiasi modello venduto come braccialetto.

How Does an Independent Sales Organization Work?

Image
An Independent Sales Organization is a sales force for hire used by Acquirers that do not wish to staff and manage a sales force internally. Generally, ISO sales representatives receive a commission for each Merchant Accounts they sign. Tra le migliori uscite di replica orologi Rolex all'ingrosso al suo primo spettacolo di Orologi e Meraviglie c'era una nuova versione del suo iconico negozio di orologi Rolex Oyster Perpetual Cosmograph Daytona falso in stile motorsport con una cassa in oro bianco 18k e un quadrante intrigante strutturato in meteorite metallico . In particolare, il materiale del quadrante è derivato dai resti di un asteroide, composto principalmente da ferro e nichel, esploso milioni di anni fa e successivamente raffreddato per creare motivi distintivi sulla superficie cristallizzata intrecciata. Questi cosiddetti “modelli Winmanstatten” sono unici per ogni quadrante, impossibili da replicare e sigillati con uno speciale trattamento chimico. La lunetta del ta

How Does a Delayed Delivery Transaction Work?

Image
A Delayed Delivery Transaction occurs when a cardholder completes two separate Transaction Receipts. The first Receipt functions as a deposit, such as a down payment, for goods or services. The second receipt is to pay the remaining balance due to the Merchant Accounts . Le modifiche più estese apportate da TAG Heuer alla nuova edizione speciale Red Bull di Formula 1 si riflettono nel suo quadrante. Mentre la finitura blu scuro soleil del quadrante principale rimane invariata, quasi tutti gli altri elementi del quadrante sono stati ottimizzati per questo modello 2022. Alle 5 e alle 7, questo nuovo design di Swiss Tag Heuer Replica Orologi aggiunge un paio di marcatori bianchi stampati progettati per evocare l'aspetto della posizione di partenza dipinta sulla griglia di gara.

How Does Credit Card Authorization Work?

Image
Authorization is necessary to check whether a card holder's Credit Card Payment holds sufficient funds and is approved to purchase from a Merchant. An Authorization Request first emerges whenever a cardholder attempts to purchase a good or service through a debit or credit card. The request for Authorization is first sent through the merchant's Acquiring Bank to determine the card holder's bank. When notified, the card holder's bank then determines whether the Transaction with the merchant will either be approved or declined based on the card holder's line of credit. After the Acquiring Bank clarifies whether the cardholder holds sufficient funds or credit for the Transaction, this information of whether the Transaction was declined or approved travels back through the Acquiring Bank to the Merchant. If the Transaction is approved, then the amount of the Transaction is deducted from the card holder's account and the cardholder is given Receipt. La cassa in acc

How Does Credit Card Interchange Work?

Image
Interchange refers to the clearing and Settlement of records between payment system participants. The term can also be used to describe the fees or transfer pricing between Issuers and Acquirers. Participating Acquirers and Issuers pay or receive interchange each time a Credit Card Payment    or debit card is used. For example, banks pay interchange for the fees associated with card-based transactions. This fee tends to be paid by the Acquiring Bank, or the merchant's bank, to the consumer's banks, or the Issuing Bank. Questo esclusivo materiale high-tech ha un'eccellente resistenza ai graffi, alla trazione e alla corrosione. Breitling Replica Orologi Reviews si distingue anche per le sue proprietà antimagnetiche e antiallergiche e per la stabilità termica, che gli conferiscono una sensazione più calda del metallo.